:root {
    --primary-blue: #0056b3;
    --accent-purple: #7b2cbf;
    --text-dark: #1a1d1e;
    --light-bg: #fdfeff;
    --white: #ffffff;
    --glass: rgba(255, 255, 255, 0.8);
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    font-family: 'Inter', sans-serif;
}

body {
    line-height: 1.6;
    color: var(--text-dark);
    background-color: var(--light-bg);
    overflow-x: hidden;
}

/* --- Animations --- */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.reveal {
    opacity: 0;
    transform: translateY(30px);
    transition: all 0.8s ease-out;
}

.reveal.active {
    opacity: 1;
    transform: translateY(0);
}

/* --- Navigation --- */
nav {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 15px 10%;
    background: var(--glass);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    position: sticky;
    top: 0;
    z-index: 1000;
    border-bottom: 1px solid rgba(0, 0, 0, 0.05);
}

.logo img {
    height: 45px;
    transition: 0.3s;
}

.logo img:hover {
    transform: scale(1.05);
}

.nav-links {
    display: flex;
    list-style: none;
}

.nav-links li {
    margin-left: 35px;
}

.nav-links a {
    text-decoration: none;
    color: var(--text-dark);
    font-weight: 500;
    font-size: 0.95rem;
    transition: 0.3s;
    position: relative;
}

.nav-links a::after {
    content: '';
    position: absolute;
    width: 0;
    height: 2px;
    bottom: -5px;
    left: 0;
    background: var(--accent-purple);
    transition: 0.3s;
}

.nav-links a:hover::after {
    width: 100%;
}

.menu-toggle {
    display: none;
    font-size: 1.5rem;
    cursor: pointer;
    color: var(--text-dark);
}

/* --- Hero Section --- */
.hero {
    display: flex;
    align-items: center;
    padding: 100px 10% 120px;
    background: radial-gradient(circle at top right, #f4f2ff, #f0f7ff, #ffffff);
    min-height: 85vh;
    position: relative;
    overflow: hidden;
}

/* Decorative soft gradient blobs to enrich empty backgrounds */
.hero::before {
    content: '';
    position: absolute;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(123, 44, 191, 0.06) 0%, rgba(255, 255, 255, 0) 70%);
    top: -200px;
    right: -200px;
    z-index: 1;
    pointer-events: none;
}

.hero::after {
    content: '';
    position: absolute;
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(0, 86, 179, 0.05) 0%, rgba(255, 255, 255, 0) 70%);
    bottom: -150px;
    left: -100px;
    z-index: 1;
    pointer-events: none;
}

.hero-content {
    flex: 1.2;
    animation: fadeInUp 1s ease-out;
    position: relative;
    z-index: 2;
}

.tagline {
    display: inline-block;
    background: rgba(123, 44, 191, 0.1);
    color: var(--accent-purple);
    padding: 8px 16px;
    border-radius: 50px;
    font-size: 0.85rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 20px;
}

h1 {
    font-size: 4rem;
    line-height: 1.1;
    margin-bottom: 25px;
    background: linear-gradient(45deg, var(--primary-blue), var(--accent-purple));
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
}

.hero-image {
    flex: 1.3;
    text-align: right;
    position: relative;
    animation: fadeInUp 1.2s ease-out;
    z-index: 2;
}

.hero-image img {
    max-width: 110%;
    width: 110%;
    border-radius: 24px;
    box-shadow: 0 20px 45px rgba(0, 86, 179, 0.12);
    border: 1px solid rgba(255, 255, 255, 0.6);
    transition: transform 0.4s ease;
}

.hero-image img:hover {
    transform: translateY(-5px);
}

/* --- Buttons --- */
.btn {
    display: inline-block;
    background: linear-gradient(135deg, var(--primary-blue), var(--accent-purple));
    color: var(--white);
    padding: 18px 35px;
    border: none;
    border-radius: 12px;
    cursor: pointer;
    font-weight: 600;
    text-decoration: none;
    transition: 0.3s;
    box-shadow: 0 10px 20px rgba(0, 86, 179, 0.2);
}

.btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 15px 30px rgba(0, 86, 179, 0.3);
}

/* --- Services --- */
.section-padding {
    padding: 120px 10%;
}

.section-tagline {
    display: inline-block;
    padding: 8px 16px;
    border-radius: 50px;
    font-size: 0.85rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 20px;
}

.section-tagline.blue {
    background: rgba(0, 86, 179, 0.1);
    color: var(--primary-blue);
}

.section-tagline.purple {
    background: rgba(123, 44, 191, 0.1);
    color: var(--accent-purple);
}

.section-title h2 {
    font-size: 3rem;
    margin-bottom: 15px;
    background: linear-gradient(45deg, var(--primary-blue), var(--accent-purple));
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: 40px;
}

.service-card {
    background: var(--white);
    padding: 50px 40px;
    border-radius: 24px;
    border: 1px solid #f0f0f0;
    transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
}

.service-card:hover {
    transform: translateY(-15px);
    border-color: transparent;
    box-shadow: 0 25px 50px rgba(243 214 240);
}

.service-icon {
    font-size: 2.2rem;
    margin-bottom: 25px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 65px;
    height: 65px;
    border-radius: 18px;
    background: linear-gradient(135deg, rgba(0, 86, 179, 0.08), rgba(123, 44, 191, 0.08));
    color: var(--primary-blue);
    transition: all 0.3s ease;
}

.service-card:hover .service-icon {
    background: linear-gradient(135deg, var(--primary-blue), var(--accent-purple));
    color: var(--white);
    transform: scale(1.1) rotate(5deg);
}

.service-card h3 {
    margin-bottom: 15px;
    color: var(--primary-blue);
}

/* --- Vision/Mission Premium --- */
.mission-vision {
    background: #0a0a0b;
    color: var(--white);
    border-radius: 40px;
    margin: 0 5%;
    padding: 80px;
    display: flex;
    gap: 60px;
}

/* --- Contact Premium --- */
.contact-container {
    box-shadow: 0 30px 60px rgba(0, 0, 0, 0.1);
    border-radius: 30px;
    overflow: hidden;
}

input,
select,
textarea {
    background: #f8f9fa;
    border: 1px solid #eee;
    transition: 0.3s;
}

input:focus,
select:focus,
textarea:focus {
    outline: none;
    border-color: var(--primary-blue);
    background: #fff;
}

/* --- Loan Section Styles --- */
.loan-categories {
    margin-bottom: 80px;
}

.loan-category-header {
    text-align: center;
    margin-bottom: 50px;
}

.loan-category-header h3 {
    font-size: 2rem;
    color: var(--primary-blue);
    margin-bottom: 10px;
}

.loan-category-header p {
    font-size: 1.1rem;
    color: #636e72;
}

.loan-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(400px, 1fr));
    gap: 30px;
    margin-bottom: 40px;
}

.loan-card {
    background: var(--white);
    border-radius: 20px;
    padding: 40px;
    border: 1px solid #f0f0f0;
    transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    position: relative;
    overflow: hidden;
}

.loan-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: linear-gradient(135deg, var(--primary-blue), var(--accent-purple));
}

.loan-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 40px rgba(0, 86, 179, 0.15);
    border-color: transparent;
}

.loan-icon {
    font-size: 3rem;
    margin-bottom: 20px;
    text-align: center;
}

.loan-card h4 {
    font-size: 1.5rem;
    color: var(--primary-blue);
    margin-bottom: 20px;
    text-align: center;
}

.loan-features ul {
    list-style: none;
    margin-bottom: 25px;
}

.loan-features li {
    padding: 8px 0;
    position: relative;
    padding-left: 25px;
    color: #555;
}

.loan-features li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: #27ae60;
    font-weight: bold;
}

.loan-details {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding-top: 20px;
    border-top: 1px solid #f0f0f0;
}

.loan-amount,
.loan-rate {
    font-weight: 600;
    font-size: 0.9rem;
}

.loan-amount {
    color: var(--text-dark);
}

.loan-rate {
    color: #27ae60;
    background: rgba(39, 174, 96, 0.1);
    padding: 5px 12px;
    border-radius: 20px;
}

/* --- Insurance Section Styles --- */
.insurance-categories {
    margin-bottom: 80px;
}

.insurance-category-header {
    text-align: center;
    margin-bottom: 50px;
}

.insurance-category-header h3 {
    font-size: 2rem;
    color: var(--accent-purple);
    margin-bottom: 10px;
}

.insurance-category-header p {
    font-size: 1.1rem;
    color: #636e72;
}

.insurance-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(400px, 1fr));
    gap: 30px;
    margin-bottom: 40px;
}

.insurance-card {
    background: var(--white);
    border-radius: 20px;
    padding: 40px;
    border: 1px solid #f0f0f0;
    transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    position: relative;
    overflow: hidden;
}

.insurance-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: linear-gradient(135deg, var(--accent-purple), var(--primary-blue));
}

.insurance-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 40px rgba(123, 44, 191, 0.15);
    border-color: transparent;
}

.insurance-icon {
    font-size: 3rem;
    margin-bottom: 20px;
    text-align: center;
}

.insurance-card h4 {
    font-size: 1.5rem;
    color: var(--accent-purple);
    margin-bottom: 20px;
    text-align: center;
}

.insurance-features ul {
    list-style: none;
    margin-bottom: 25px;
}

.insurance-features li {
    padding: 8px 0;
    position: relative;
    padding-left: 25px;
    color: #555;
}

.insurance-features li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--accent-purple);
    font-weight: bold;
}

.insurance-details {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding-top: 20px;
    border-top: 1px solid #f0f0f0;
}

.premium-range,
.coverage {
    font-weight: 600;
    font-size: 0.9rem;
}

.premium-range {
    color: var(--text-dark);
}

.coverage {
    color: var(--accent-purple);
    background: rgba(123, 44, 191, 0.1);
    padding: 5px 12px;
    border-radius: 20px;
}

/* --- Benefits Section Styles --- */
.loan-benefits,
.insurance-benefits {
    background: linear-gradient(135deg, #f8f9ff, #fff);
    border-radius: 30px;
    padding: 60px;
    margin-top: 60px;
    text-align: center;
}

.loan-benefits h3,
.insurance-benefits h3 {
    font-size: 2rem;
    margin-bottom: 50px;
    background: linear-gradient(45deg, var(--primary-blue), var(--accent-purple));
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 40px;
}

.benefit-item {
    text-align: center;
    padding: 30px 20px;
    border-radius: 20px;
    background: var(--white);
    transition: all 0.3s ease;
}

.benefit-item:hover {
    transform: translateY(-5px);
    box-shadow: 0 15px 30px rgba(216 192 213);
}

.benefit-icon {
    font-size: 3rem;
    margin-bottom: 20px;
}

.benefit-item h4 {
    font-size: 1.2rem;
    margin-bottom: 15px;
    color: var(--primary-blue);
}

.benefit-item p {
    color: #636e72;
    font-size: 0.95rem;
}

/* --- Footer Styles --- */
.main-footer {
    background: linear-gradient(135deg, #f8f9ff, #ffffff);
    color: var(--text-dark);
    padding: 0;
    border-top: 1px solid rgba(0, 0, 0, 0.05);
}

.footer-content {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr 1fr;
    gap: 40px;
    padding: 80px 10%;
    border-bottom: 1px solid rgba(0, 0, 0, 0.1);
}

.footer-section h4 {
    color: var(--accent-purple);
    font-size: 1.2rem;
    margin-bottom: 20px;
    font-weight: 600;
}

.footer-logo {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    margin-bottom: 30px;
}

.footer-logo img {
    height: 50px;
    margin-bottom: 15px;
    border-radius: 10px;
}

.footer-logo h3 {
    font-size: 1.8rem;
    margin-bottom: 10px;
    background: linear-gradient(45deg, var(--primary-blue), var(--accent-purple));
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
}

.footer-logo .tagline {
    color: var(--accent-purple);
    font-size: 0.95rem;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 20px;
}

.footer-description {
    color: #636e72;
    line-height: 1.6;
    font-size: 0.95rem;
}

.footer-section p {
    color: #636e72;
    line-height: 1.6;
    font-size: 0.95rem;
    font-style: italic;
}

.footer-links {
    list-style: none;
}

.footer-links li {
    margin-bottom: 12px;
}

.footer-links a {
    color: #636e72;
    text-decoration: none;
    transition: all 0.3s ease;
    display: inline-block;
}

.footer-links a:hover {
    color: var(--primary-blue);
    transform: translateX(5px);
}

.contact-info p {
    display: flex;
    align-items: center;
    margin-bottom: 12px;
    color: #636e72;
}

.contact-info i {
    margin-right: 12px;
    color: var(--primary-blue);
    width: 20px;
}

.footer-bottom {
    background: rgba(0, 86, 179, 0.05);
    padding: 30px 10%;
}

.footer-bottom-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    color: #636e72;
    font-size: 0.9rem;
}

.footer-bottom-links {
    display: flex;
    gap: 30px;
}

.footer-bottom-links a {
    color: #636e72;
    text-decoration: none;
    transition: color 0.3s ease;
}

.footer-bottom-links a:hover {
    color: var(--primary-blue);
}

@media (max-width: 768px) {
    h1 {
        font-size: 2.4rem;
    }

    .section-padding {
        padding: 60px 5%;
    }

    .section-title {
        margin-bottom: 40px !important;
    }

    .section-title h2 {
        font-size: 1.8rem;
    }

    .section-tagline {
        font-size: 0.75rem;
        padding: 6px 14px;
    }

    .section-title h2 {
        font-size: 2.2rem;
    }

    .loan-categories,
    .insurance-categories {
        margin-bottom: 40px;
    }

    nav {
        padding: 15px 5%;
        flex-direction: row;
        justify-content: space-between;
    }

    .menu-toggle {
        display: block;
    }

    .nav-links {
        position: absolute;
        top: 100%;
        left: 0;
        width: 100%;
        background: var(--white);
        flex-direction: column;
        align-items: center;
        padding: 40px 0;
        gap: 25px;
        box-shadow: 0 10px 20px rgba(0, 0, 0, 0.05);
        transform: translateY(-100%);
        opacity: 0;
        visibility: hidden;
        transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
        z-index: -1;
    }

    .nav-links.active {
        transform: translateY(0);
        opacity: 1;
        visibility: visible;
    }

    .nav-links li {
        margin-left: 0;
    }

    /* --- Hero Mobile --- */
    .hero {
        flex-direction: column;
        text-align: center;
        padding: 40px 5% 50px;
        min-height: auto;
    }

    .hero-content {
        flex: unset;
    }

    .hero h1 br {
        display: none;
    }

    .hero-image {
        margin-top: 30px;
        text-align: center;
    }

    .hero-image img {
        max-width: 100%;
        width: 100%;
        border-radius: 16px;
    }

    .hero::before,
    .hero::after {
        display: none;
    }

    /* --- Service Cards Mobile --- */
    .services-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .service-card {
        padding: 35px 25px;
    }

    .service-icon {
        width: 55px;
        height: 55px;
        font-size: 1.8rem;
        border-radius: 14px;
    }

    /* --- Vision/Mission Mobile --- */
    .mission-vision {
        flex-direction: column;
        padding: 40px 20px;
        margin: 0;
        gap: 30px;
        border-radius: 20px;
    }

    /* --- Loan/Insurance Cards Mobile --- */
    .loan-grid,
    .insurance-grid {
        grid-template-columns: 1fr;
    }

    .loan-card,
    .insurance-card {
        padding: 30px 20px;
    }

    .loan-category-header h3,
    .insurance-category-header h3 {
        font-size: 1.5rem;
    }

    .loan-card h4,
    .insurance-card h4 {
        font-size: 1.25rem;
    }

    .loan-details,
    .insurance-details {
        flex-direction: column;
        gap: 10px;
        align-items: flex-start;
    }

    .loan-benefits,
    .insurance-benefits {
        padding: 40px 20px;
        margin-top: 40px;
        border-radius: 20px;
    }

    .benefits-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .benefit-icon {
        font-size: 2.2rem;
    }

    /* --- Contact Mobile --- */
    .contact-container>div {
        flex-direction: column !important;
    }

    .contact-container .contact-info,
    .contact-container .contact-form {
        padding: 40px 20px !important;
    }

    .contact-form form>div {
        grid-template-columns: 1fr !important;
    }

    /* --- Footer Mobile --- */
    .footer-content {
        grid-template-columns: 1fr;
        gap: 30px;
        padding: 40px 5%;
    }

    .footer-logo img {
        height: 40px;
    }

    .footer-bottom {
        padding: 25px 5%;
    }

    .footer-bottom-content {
        flex-direction: column;
        gap: 20px;
        text-align: center;
    }

    .footer-bottom-links {
        gap: 15px;
        justify-content: center;
        flex-wrap: wrap;
    }
}

@media (max-width: 480px) {
    h1 {
        font-size: 2rem;
    }

    .hero {
        padding: 30px 5% 40px;
    }

    .tagline {
        font-size: 0.7rem;
        padding: 6px 12px;
    }

    .section-title h2 {
        font-size: 1.5rem;
    }

    .section-tagline {
        font-size: 0.7rem;
    }

    .section-title h2 {
        font-size: 1.8rem;
    }

    .loan-grid,
    .insurance-grid,
    .services-grid {
        grid-template-columns: 1fr;
    }

    .service-card {
        padding: 30px 18px;
    }

    .loan-card,
    .insurance-card {
        padding: 25px 15px;
    }

    .loan-category-header h3,
    .insurance-category-header h3 {
        font-size: 1.3rem;
    }

    .mission-vision {
        padding: 30px 15px;
    }

    .btn {
        padding: 14px 28px;
        font-size: 0.9rem;
    }

    .contact-container .contact-info,
    .contact-container .contact-form {
        padding: 30px 15px !important;
    }

    .loan-benefits,
    .insurance-benefits {
        padding: 30px 15px;
    }

    .footer-content {
        padding: 30px 5%;
    }
}